When it comes to replacing water heaters at a multi-family property, many owners and managers have this work performed by their in-house maintenance staff. What many don’t realize is that, unless you have a licensed plumber on staff, there are several implications that can arise from this practice.
In addition to safety risks, there is the potential for denied insurance claims for damages resulting from a water heater that was not installed by a licensed pro, fines of up to $5,000 per installation, and other serious issues.
Safety Risks
Improper water heater installation can pose serious safety hazards. Gas water heaters require precise connections to gas lines, while electric water heaters must be wired correctly. Faulty installation can lead to gas leaks, carbon monoxide poisoning, electrical fires, or even explosions.
In 2009, the popular television show MythBusters demonstrated how a malfunctioning water heater was launched like a rocket by pressure buildup – destroying concrete blocks under it and crashing through the roof above. Click here to watch the video.
The safety risk resulting from improper installation or defective components can result in a devastating bomb-like explosion. Water damage plus structural repairs and property damage can be tens of thousands of dollars.
Insurance Issues
Though less obvious, financial risks can be significant as well. Many insurance policies require installations to be completed by a licensed plumber or coverage may be invalidated. Insurance providers may view “DIY” water heater installations as increased risks. If a water heater causes damage to property or poses a liability risk, the provider may refuse coverage or offer limited reimbursement if the installation was not performed by a licensed professional.
Voided Warranties
Many manufacturers require professional installation to maintain the warranty on the water heater. If the water is installed by an unlicensed installer, the warranty may be invalidated. Without warranty coverage, the property owner will be responsible for repair or replacement costs if the water heater malfunctions.
Code Violations and Fines
Building codes and regulations typically mandate specific requirements for water heater installations. Licensed plumbers are familiar with these codes and will ensure installations comply with state and local regulations. Failure to adhere to building codes can result in fines, penalties, or mandatory corrections from local authorities. For example, in Illinois, anyone performing plumbing work without being licensed is subject to pay a civil penalty of up to $5,000 for each offense.
Liability Concerns
If a water heater installation by an unlicensed individual results in property damage, personal injury, or adverse health effects, the unlicensed installer may be held liable for any associated costs or legal consequences. By law, licensed plumbing contractors must document that they carry general liability insurance up to the specified limits as well as workers compensation insurance. In addition to licensure, plumbers are also typically bonded and background checked. Combined, these steps protect against risk and provide recourse in the event of accidents or damage.
Conclusion
Hiring a licensed plumber for water heater installation is crucial to ensure safety, compliance with regulations, warranty coverage, and protection against potential liabilities. While a DIY installation may seem more convenient and cost-effective initially, the long-term risks and implications far outweigh any perceived savings.
